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Editor's Note |

High-Deductible Health Plans and Higher-Value Decisions A Mirage or Are We Just Not There Yet?

Joseph S. Ross, MD, MHS
JAMA Intern Med. 2016;176(3):397-398. doi:10.1001/jamainternmed.2015.7559.
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High-deductible health plans—insurance plans that have lower premiums but higher deductibles than traditional health plans—have been increasingly promoted as a means to incentivize higher-value health care decision making. However, we have little information on how individuals take accessibility, cost, and quality information into account when making health care decisions. Moreover, there remains uncertainty about whether individuals will obtain recommended health care services while at risk for greater out-of-pocket costs.1,2

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